1. Owner, SeniorCare Financial Services Northeast Ohio,
    No, health insurance generally will not pay for a hot tub.  I personally have never heard of a situation that would warrant a medical necessity for a private hot tub.  Health insurance is designed to pay for Medically necessary costs and procedures. Unless your doctor can show the insurance company that a hot tub is a medically necessary item (which will be a hard fight) it will not be covered under any policy that I am aware of.
    Answered on June 21, 2013

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