1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Unless you have some sort of special agreement with your lender or other party, homeowners insurance is an at will product. This means that you can normally change carriers at any time that you wish. Find a local agent and carrier that you are comfortable with and verify that you are getting the coverages that you need or want before changing carriers or agents.
    Answered on August 21, 2013
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