Do You Need Home Insurance Before Closing?

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   Edward HarrisPRO

   Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US

   If you have a mortgage on the home you are purchasing, you would need to have homeowner's insurance in place before you close. Typically, an annual premium is required so that you meet the requirements of the lender.
   
   A declarations page with the stated coverages on your home will be provided to you by the insurer or broker so you can close.

   Answered on May 13, 2013

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