1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Your homeowner’s policy contains exclusions.  One of the common exclusions for property damage is damage caused by birds, vermin, rodents, insects or domestic animals.  However, if the damage is hidden and causes a collapse of all or part of a building, the company will normally pay.
    Answered on April 29, 2014
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