Does Homeowners Insurance Cover Well Pumps?

1. 

   37376 POINTS

   view profile
   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   The loss of the pump to normal wear and tear is not covered.  If the pump is lost due to a covered “peril” such as lightning, fire, or windstorm, then it would be “covered.”  A pump is not an excluded item under the HO-3 form of the homeowner’s policy which is the most common form.  

   Answered on March 5, 2014

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.