How To Fight A Homeowners Insurance Claim Denial?

  1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    If you have had a claim denied and you disagree with the determination in the letter that was sent to you the letter will also have an explanation of how you should respond. Generally the letter would state you have 30 days to put in writing why you feel your claim should not be denied. State all the facts clearly then mail the letter in to the address on the letter sent to you and your rebuttal will be reviewed. If you are still denied but feel you are right and the insurance provider is incorrect in their assessment you can write to your states department of insurance and they can look into the matter. I also highly recommend you discuss the matter with your agent.
    Answered on December 26, 2013
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