1. 1615 POINTS
    Ryan Andrew
    President, The Andrew Agency, Richmond, VA
    Home insurance is very important because it protects one of your most valuable assets yet most people spend very little time reviewing their options. There are several variables and companies to consider when purchasing Home insurance.

    The best way to shop for home insurance is through an independent agent. Why? Independents agents have access to several different companies and they can explain the difference between each company and customize a policy based on your needs. They will also compare rates to make sure you are getting the best value for your money.
    Answered on July 26, 2013
  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    It is often said that buying a home is the most important purchase in one's life.  Not only is it a sizable investment, it is also the house that will become home for you and your family.  So approach the purchase of Homeowners Insurance with the same care that you took in selecting your home. Look for a company that has been around a while and has solid financial ratings.  A good resource can be your State Insurance Department because at least here in CT, they can provide some information about how various companies are rated.  Some companies will be available through the independent agent market, while others are only available through exclusive agents.  So choose the company and agent that makes you feel most comfortable and the product that is best suited to your unique needs.  Finally, look to "bundle" your Homeowners with auto and don't forget the Life Insurance to secure your family's future.  Not only will you be completely served by one Insurance Professional, you will also save money because of the discounts for combining your coverage.
    Answered on July 26, 2013
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