When pipes wheather sewer or water are the repairs and damages covered both inside and outside the home?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   Damage that is the result of wear is not covered by a homeowner’s insurance. The damage caused by a burst pipe is covered, but not the repair of the pipe. The cause of the damage to the pipe must be one of the perils covered by the policy. Earth movement and flooding are generally excluded.

   Answered on February 23, 2015

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