Sewer Backup Coverage is an essential coverage on Homeowners Insurance policies. On standard Homeowners Insurance policies, the coverage usually can be purchased as an optional endorsement; in many cases, the carriers will offer $5,000 or $10,000 per incident for a premium of $20 - $75 per year.
On High Value Homeowners policies, the coverage may be included in the policy form and in some cases offer coverage at the same limit as other perils covered under Coverage A - Dwelling.
Sewer/Drain backup coverage will provide coverage should your drains become blocked and the water backs up causing water damage to your home. It is always important for a homeowner to check the drains annually and make sure that the water runs quickly through the drainage system without any obstacles; there are liquids available for purchase at hardware stores that advertise the clearing of drains but it may be more prudent to contact a plumbing professional for the best advice!
You may contact your insurance carrier to add this valuable coverage to your current policy or you may obtain a quote with the coverage included.
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On High Value Homeowners policies, the coverage may be included in the policy form and in some cases offer coverage at the same limit as other perils covered under Coverage A - Dwelling.
Sewer/Drain backup coverage will provide coverage should your drains become blocked and the water backs up causing water damage to your home. It is always important for a homeowner to check the drains annually and make sure that the water runs quickly through the drainage system without any obstacles; there are liquids available for purchase at hardware stores that advertise the clearing of drains but it may be more prudent to contact a plumbing professional for the best advice!
You may contact your insurance carrier to add this valuable coverage to your current policy or you may obtain a quote with the coverage included.
For quotes in Arizona, California & Nevada, you may follow the link: http://www.HDAinsurance.com