Principal, LifeNet Insurance Solutions, Redmond, WA
Believe it or not, the best deal on term life insurance is NOT some quote engine that advertises on TV. Because an agent can only give you an indication of premium before underwriting, you best choice is always the agent, not the carrier.
A good agent will have access to quality underwriting to ensure you get the best insurance for your objective.
To get the best deal on Term life insurance, you could start by looking at some quotes online, to get an idea of how they run. Then contact the website directly, or visit a local office, to find out how your health affects your life insurance rating. Keep in mind that some companies have more favorable guidelines for certain health conditions, so shopping several companies can be helpful. If you are using an online brokerage, they can do this shopping for you.
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A good agent will have access to quality underwriting to ensure you get the best insurance for your objective.