1. David RacichPRO
    Fountain Hills, Arizona
    Life insurance proceeds from a death claim generally takes between 30 and 60 days after the paperwork has been collected and review by the issuing life insurance company. The company has a form that needs to be completed along with the certificate of death and newspaper obituary. It may take longer, if the claim occurred in the first two years of contestibility.
    Answered on July 21, 2013
  2. Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    A life insurance payout can take from days to months. It will go fastest if you can send the certificate of death to the insurance company right away, if the policy is with the original company from which it was purchased, and if all the information on the policy is correct. It also makes a difference on the insurance company and how quickly they process their claims.
    Answered on September 2, 2013
  3. Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    How long does a life insurance payout take? From days to months depending on the situation. I have had million dollar payouts in 4 days before, because we provided everything for the claim to be paid up front. Usually you are required to provided a certified copy of the death certificate and any provisions the policy may have required. The insurance company pay interest on the payout from the date of death to the date of delivery.
    Answered on February 6, 2016
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