1. Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    Once you have the certified death certificate and forwarded it to the life insurance company with the claim form, it only takes a week or two to get the life insurance check. There can be glitches, as occurred in my family with one policy recently. But the life insurance companies work with you to make sure it gets to you. Life insurance is very fast and reliable and true blessing in a time of need.
    Answered on June 3, 2013
  2. Robert J Russell - Finalist for Broker of the Year 2015
    Broker Owner, InsurancePricedRight.com, United States (Most States)
    Once you file your claim, you'll need to make yourself available to the insurance company in case any complications arise. If you're named as the sole beneficiary on the policy in question, your case should be relatively straightforward. You'll need to choose whether you'll receive your payout as a lump-sum payment or as an ongoing annual disbursement. If you opt for the former option, you could receive the entirety of the payout to which you're entitled within two weeks.

    If you opt for the latter option, you could receive your first payout in just 10 to 14 business days. In both cases, your payouts will come in the form of an official bank check. If you prefer to receive your payments electronically, you may be able to provide your insurance company with your bank account information and receive your funds via an electronic funds transfer.
    Answered on March 6, 2016
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