1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    The premiums for life insurance in Colorado vary widely. Age is big factor, as a younger person can get a policy at just a fraction of what a senior person would pay. Gender, health, tobacco, driving record, substance abuse, and dangerous hobbies or travel all affect the price. Then add to that the fact that shorter guarantees contribute to a lower price, and it truly is impossible to answer this question without more information.

    To find the cost of a Term life insurance policy in Colorado, you can go to a website that offers instant quotes and input different criteria. That will give you an idea of what prices are.
    Answered on August 31, 2013
  2. 3998 POINTS
    Matt Benore
    Founder, DenverWest Insurance Professionals, Inc.,
    Life Insurance rates in Colorado will in most cases be the same in any other states.  The rates or premiums as they are referred to are determined by a number of factors including you age, if you smoke or not, what if any health issues do you have?,  If there are health concerns, how well are you managing them ie. are you following your doctors directions with the required follow up?  The amount of coverage will also affect the rates as well as if you are looking at a term or permanent coverage.

    Contact your local broker to get more specific rates for your specific situation.
    Answered on January 13, 2014
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