1. Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Any person in order to obtain life insurance must be for one actually alive. Also the individual must be in their right mind so the individual can answer a series of questions and sign a policy.  Also  in most cases an individual will undergo a health examination depending on the carrier and amount of coverage's desired.
    Answered on October 8, 2013
  2. Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    If you are looking for the life insurance policy of a relative or friend after they have died, the first place to look will be where they keep their legal documents. Ask their bank if they have a lock box, if you can't find that type of paperwork in their home. If the policy is not there, you can ask a local insurance agency or inquire of others to determine if the deceased person mentioned a policy to them. If all else fails, the policy may show up as unclaimed property in a couple of years.
    Answered on October 9, 2013
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