It really depends on what you need your coverage for. Term insurance is designed to provide temporary coverage that lasts for specific number of years while whole life insurance is designed to last until you die or your "whole life".
Remember, the best life insurance is the type that is there when you die.
There are agents who contend that people should only buy term life insurance, and other agents who feel that people should only buy whole life. Most of us, though, believe that there are places in financial portfolios for both term and whole life insurance.
Just as life insurance products are created to meet different needs, the type of need you have is what makes term or whole life better for you. If your need is for a lot of coverage for short period of time, term would probably work best for you. If your need is for a policy to pay for funeral expenses, whole life is probably better. An agency that sells both types can help advise you so that you get the best policy to suit your needs.
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Remember, the best life insurance is the type that is there when you die.
Just as life insurance products are created to meet different needs, the type of need you have is what makes term or whole life better for you. If your need is for a lot of coverage for short period of time, term would probably work best for you. If your need is for a policy to pay for funeral expenses, whole life is probably better. An agency that sells both types can help advise you so that you get the best policy to suit your needs.