Who Are The Best Term Life Insurance Companies?
0 POINTSContact Meview profileDavid RacichPROFountain Hills, ArizonaThe term life insurance market is too large and too diverse in its product line to make a sweeping statement or crown any one life insurance company as the reigning champion. But there are some big categories worth mentioning: nonsmoker standard or better health, nonsmoker rated health conditions and smoker. Within those categories are subsets based on gender, age and length of coverage.Answered on June 20, 2013+01+1 this answer
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37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThe best term life insurance company is the one that has a policy in force on your life and will pay the death claim when you die. Statistically that is a very low percentage of policies since most term policies expire before the insured dies. However, the value of the policy is in its performance. The rates will vary somewhat as some companies specialize in certain bands of coverage. A life insurance agent can put the best policy in force on your life, just give one a call.Answered on August 26, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! Honestly, when you are talking term policies, there's not a whole lot of difference. The biggest difference will be found in the price, and even that won't be too much of a difference. Term policies are pretty simple, so there aren't many differences. Find a local independent agent who can give you a few quotes to compare. They will ensure that the company is reputable, and well financed. Thanks for asking!Answered on August 27, 2014flag this answer
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