1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Long Term Care Insurance is needed now more than ever.  The trend I am seeing is that more companies are coming out with policies that are life insurance based which have a long term care rider attached.  One problem with long term care is that people do not realize that they need it until it is too late and they can no longer afford it or qualify for it because of their health.  While fewer companies are offering Long Term Care in the traditional sense, Long Term Care Insurance is not going to go away.
    Answered on June 7, 2013
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