1. 47 POINTS
    Kevin Haney
    A.S.K. Benefit Solutions, New Jersey
    Medicare is designed to provide benefits for certain healthcare related expenses. Part A covers hospital stays, and Part B covers doctors services, medical supplies, and outpatient care. 

    Nursing homes primarily provide for long term care needs - assistance with the activities of daily living. Medical care provided by the nursing home may be covered such as skilled nursing care, and rehabilitation services. But the cost of the residence, meals, and unskilled nursing are not covered by Medicare regardless of the diagnosis.
    Answered on June 17, 2014
  2. 63183 POINTS
    Peggy MacePRO
    President and Senior Agent, Outlook Life, Most of the U.S.
    Medicare does not cover skilled care in a nursing home over a certain number of days. Considering that Alzheimer's can be debilitating, yet progress slowly, it is common for persons with Alzheimer's Disease to live for years in a skilled care facility with just minimal assistance from Medicare.  Purchasing Long Term Care Insurance can provide the funds needed to hire help at home or pay for housing in a facility designed for persons with Alzheimer's.
    Answered on June 19, 2014
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