1. 805 POINTS
    Benjamin Thornton
    Insurance Broker, Arlington, Massachusetts
    There are a couple of times when you can sign up for a Medicare Part D plan.   When you first become eligible for Medicare, you have a seven month window of time starting three months before your 65th birthday month and ending three months after your 65th birthday month.  If you are on Medicare for disability and not yet 65, the window occurs the 22nd through 28th month of disability.  You will also qualify during the window around your 65th birthday if this is the case.

    Every year between October 15 and December 7 you can enroll or change the Part D plan you are on.  This change takes affect at the beginning of the next year.

    If you qualify for certain events, there are additional times that you can change or add Part D coverage.  These include moving out of the area of your current plan, living in a nursing home or similar institution, qualifying for state Medicaid or losing other credible insurance coverage.  If you think any of these might apply to you, contact your local broker and they will be able to help confirm the qualifying event.
    Answered on March 27, 2014
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