Which Medicare Part B Plan Is Best?
12689 POINTSview profileTed RatliffOwner, SFS Associates,The government originally established Medicare with two parts. Part A to cover hospitals and part B to cover outpatient services. Both of these are administered by the Medicare (CMS) and there is no choice of coverage. Later Part D was initiated to cover prescriptions. These plans called PDP's are administered by private insurance companies. Part C, Medicare Advantage Plans are plans that are administered by private insurance companies instead of Medicare. As far as which plan is best, that will depend on your individual situation; where you live, what doctors and hospitals you go to, do you travel outside the area a lot,what your prescriptions are, and other factors. Find a good independent agent who represents most of the Medicare plans in your area and have the agent help you with your choice. You can also find information at Medicare.Gov.Answered on October 7, 2013flag this answer
15786 POINTSContact Meview profileBob VineyardPROFounder, Georgia Medicare Plans, Atlanta,GAThe best Medicare Part B plan is the one that meets your needs and budget. Medicare supplement plans, also known as Medigap, are designed to pay the "gaps" left after Medicare Part A and Part B pay their portion. Your confusion is common. Medicare Part B is original Medicare. Supplement plans are policies issued by insurance carriers.Answered on March 6, 2014+11+1 this answer
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2330 POINTSview profileSteve AdlmanOwner, Alabama Medicare Plans, Birmingham, AlabamaThere is Medicare Part B and Medicare Supplement Plan B. Medicare Part B is provided by the Federal government. Medicare Supplement Plan B is offered by insurance companies. Part B of Medicare covers doctor office and outpatient visits. Medicare Supplement Plan B provides coverage for some of the cost Medicare does not pay for when you to the doctor or hospital (deductibles, co--insurance and co-pays.Answered on March 12, 2016flag this answer
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