Does Renters Insurance Cover Gifts?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Renters Insurance covers any personal property or personal property of others in your care, custody, and control from various named perils listed i your policy.  If a gift is stolen or is damaged by one of the other perils mentioned it would be covered subject to the deductible in your policy.
    Answered on June 14, 2013
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  2. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    It may provide some limited coverage that may be subject to your policy deductible. Please rember every policy is different. Read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
    Answered on October 6, 2013
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