Does Renters Insurance Cover Laptop Damage?

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   Ted Ratliff

   Owner, SFS Associates,

   The laptop would only be covered if the damage was due to a covered peril, such as fire, theft, vandalism or other named perils in your policy.  If the laptop was damaged because you dropped it then it would not be covered.  Check your policy or call your agent.

   Answered on May 30, 2013

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