1. Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Renters insurance or any property insurance does not cover any insects, vermin or pests and they damage they may potentially cause. These little creepy crawlers are a nuisance but your best option is to call your local exterminator for help. I would always have this discussion with your local agent on the specifics of your renters insurance policy
    Answered on May 8, 2013
  2. David OsgoodPRO
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    This would typically not be covered under a renters insurance policy. Vermin are normally one of the items that are listed within the exclusion section of your policy. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that may be contained within.
    Answered on September 29, 2013
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