1. 2210 POINTS
    Brenda Hanson
    Vice President/Agent, Best Rates Insurance Inc, Kalispell Montana
    The damage to the building its self would be covered b y the owner of the building but the damage to your belonging should be covered under your renters policy. Less your deductible. Unless it is exclude on your policy there should be converge for this type of damage. Read through your exclusions or talk to your agent or your carrier They should be able to tell you what is excluded.
    Answered on June 24, 2013
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