Agent, Rural Mutual Insurance Co., Union Grove, WI
No. Under most circumstances is not covered. Water damage is normally listed within the exclusions of a homeowners policy. There are certain instances where water damage may be covered like a burst pipe. Remember every policy is different. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.
Founder, City Building Owners Insurance, Somers, NY
It depends on the origin and cause of the water. A distinction has to be made between flooding and water damage. A flood is usually caused by external water rising, usually from heavy rain or a river overflowing. Flood is not covered by most homeowner policies.
Water damage is generally defined as water hitting your home before touching the outside ground. It can originate from a roof leaf or a broken pipe and is usually covered by homeowners insurance.
.JPG){kind=avatar}
Water damage is generally defined as water hitting your home before touching the outside ground. It can originate from a roof leaf or a broken pipe and is usually covered by homeowners insurance.