1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Most advisers introduce their prospects and clients to long term care at age 50. But in reality, most people purchase long term care in their early 60s. But you may want to consider buying it earlier when your healthy and young, especially if your family has a predisposition to disease and/or a history of nursing home confinement.
    Answered on September 11, 2013
  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    You should purchase Long Term Care Insurance when you can still qualify for it. The underwriting is stricter, in some ways, than Life Insurance, so it is best to buy your policy before age related health conditions start to creep up on you. Also, rates are lower when you purchase your policy before age 60.
    Answered on September 11, 2013
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