President, CHM Insurance Services, Pasadena, California - Southern California
Any Medicare Beneficiary who has Original Medicare, with both Part A & Part B Active. The best time to purchase a Medigap Policy [also known as Medicare Supplement] is during your initial 6-month Medigap open enrollment period, because you can buy any Medigap policy sold in your state, even if you have health problems.
You can also buy during the Open Enrollment [October 15-December 7]. Medigap insurance companies are generally allowed to use medical underwriting to decide whether to accept your application and how much to charge you for the Medigap policy. There are several Medical Guarantee Issue Rights that will allow you to purchase a Medigap policy without underwriting questions affecting the outcome. I can provide a list if you are interested.
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You can also buy during the Open Enrollment [October 15-December 7]. Medigap insurance companies are generally allowed to use medical underwriting to decide whether to accept your application and how much to charge you for the Medigap policy. There are several Medical Guarantee Issue Rights that will allow you to purchase a Medigap policy without underwriting questions affecting the outcome. I can provide a list if you are interested.