How Long Does Auto Insurance Last?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Generally your policy will be either a 6 month or annual renewal. Most company allow you to pay in installments, monthly, quarterly, or some variation. If you fail to pay your premium, you are without coverage. Unlike life insurance, there is no grace period for auto insurance. Some companies will accept late payments but technically if your auto insurance expires on Friday and you have an accident on Saturday, your company could refuse to pay.
    Answered on April 21, 2013
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  2. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    The length of the coverage term on a typical standard auto insurance policy is usually either 6 months (semi annual) or 12 months (annual).  Talk to your Insurance Professional about the specific terms and conditions of your policy.  Your company will offer term renewals usually 30 days in advance of your current term's expiration provided that you continue to meet their underwriting guidelines.
    Answered on July 15, 2014
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