Is AARP Life Insurance A Good Deal?

  1. 11783 POINTS
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    Is AARP life insurance a good deal? As with many questions like this.. it depends.  A person should look at the details which can be plus or minus with any plan.  For example AARP term life is fairly easy to get with only a few questions asked. The downside with the plan is because of so few questions, the pricing is higher than a healthy person could get. It's a trade off a person should review and decide upon.
    Answered on May 8, 2013
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  2. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Life insurance purchased through AARP is popular, does not need an exam, and the premiums can be very competitive. Their coverage is underwritten by a reputable life insurance agency. You do need to review the policy, as with any Term or Permanent policy, to see if the premiums are guaranteed to remain the same for the entire years of the term (if buying Term Life), or for the rest of one's life (if buying Whole Life). Otherwise, the price may raise as you age and become more than you can afford to pay.
    Answered on May 8, 2013
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