Does Car Insurance Need To Be In Name Of Registered Owner?

1. 

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Here in Connecticut, and I suspect this is true in most states, yes, the Insurance policy needs to be issued in the name of the registered owner of the vehicle. If it is a leased vehicle, then the leasing company will need to be listed as an interested party, but the policy would still list you as the first Named Insured.

   Answered on January 28, 2015

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2. 

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   Terry A. McCarthy, CLU, ChFC

   President, Insurance Associates Agency Inc., West Chester, OH

   The name of the insured should appear on the policy as a first named insured to avoid some of the obvious complications with lender or leasehold interests. That said, the registered owners name doesn't necessarily have to appear on the dec page. Here is why: your wife may be listed as the policyholder but most states recognize the marital relationship as conferring the same legal rights to the unnamed spouse. This may not yet be recognized for domestic partners such as common law relationships or same sex couples. Check with a local agent or your state department of insurance for localized information you can bank on.

   Answered on February 1, 2015

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