1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    Most individual insurance policies provide for 50-70% of income replacement, with 60% being typical. However, the disability insurance policy can sometimes provide up to 80% of your annual salary, when adding up the DI policy benefit plus what is received from other sources. In other words, if your basic DI benefit plus income received from other sources does not total 80%, your DI policy will pay the difference.
    Answered on July 18, 2013
  2. 2180 POINTS
    Kelly Moser
    Social Media Strategist, Disability Insurance Services, California
    If you think you've maxed out your limit, think again.  While most carriers will only provide 50-70%, some carriers, such as Petersen International, will add even more benefit to what's already existing.  Be sure to ask you agent about other options too, such as retirement plan disability insurance and critical illness. 
    Answered on August 15, 2013
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