Why Should You Get Disability Insurance?
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63333 POINTSview profilePeggy MaceMost of the U.S.You should get Disability Insurance so that you can receive income if you were to become disabled. Short Term Disability pays income to the insured person when they suffer disabilities that last from a few weeks to a couple of years. Long Term Disability pays income to the insured person when disabled by conditions that last from a few months to permanent disability.Answered on October 8, 2013flag this answer
2180 POINTSview profileKelly MoserSocial Media Strategist, Disability Insurance Services, CaliforniaThe reality is that 1 in 3 Americans between ages 35 and 65 will become disabled for more than 90 days during their working career. People are quick to think, "I have an office job--I won't get injured." But what they fail to realize is that 90% of disabilities are caused by sickness, not injuries. If you became disabled and could no longer work, it's likely that your savings wouldn't go too far (average American savings are 3-6 months worth of salary). Prepare yourself and protect your number one asset!Answered on October 16, 2013flag this answer
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