1. 1575 POINTS
    Christopher Lawrence
    Insurance Broker | Financial Consultant, Lawrence Insurance Consulting, Southern New Jersey
    No Aflac specializes in indemnity policies. These pay the policy holder a specified sum upon a qualifying event.  I frequently will include Aflac's policies in a group health plan proposal  they do serve a very valuable function just as a stand alone policy. However they are extremely effective in helping to manage costs while delivering high quality health plans.
    Answered on April 25, 2013
  2. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    If you are looking for Major Medical then no.  Aflacs policies are good supplements to a major medical plan but I would not rely on them as my only policy.  They pay in addition to other insurance and are designed to help with extra expenses and deductibles but will not come close to paying the whole bill if you are admitted to the hospital.
     
    Answered on April 25, 2013
  3. 95 POINTS
    israel arocho
    Insurance Agent, Aflac, Miami, FL
    Aflac sells in indemnity policies. These policy's pay cash for qualifying event. Aflac is a great thing to have in addition to your medical coverage but is not meant to replace it. 
     
    Answered on May 23, 2013
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