1. 5527 POINTS
    Marlin McKelvy
    President, Consumer Directed Benefit Solutions, Memphis, Tennessee
    The answer to your question is "it depends".  If you are still covered under a grandfathered policy not subject to all the requirements of the Affordable Care Act the answer could be either yes or no.  You should check with your insurance carrier first and verify if the Gardasil vaccine is covered and, if so, under what circumstances.

    For health insurance plans compliant with the requirements of the Affordable Care Act (ACA) for plan years starting after August 1, 2012 then the Gardasil vaccination is covered under the preventive care requirements of the ACA.  The preventive care requirements of the ACA require that several vaccines be covered at no cost sharing (i.e. - no copay) to the member and Gardasil is one of these specifically for the prevention of the Human Papillomavirus. 

    This requirement applies to essentially all individual and group health plans subject to the ACA though there is a limited exception for certain non-profit religious organizations such as churches and schools.
    Answered on April 16, 2014
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