Where To Purchase Long Term Care Insurance?

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    David RacichPRO
    Fountain Hills, Arizona
    The good news here is that there are really a half dozen long term care insurance companies left in the main market with three to four companies in niche areas. So you have a short list of companies to review. You should always select an independent insurance agent with access to these companies to insure that the bidding process is objective and in your best interest. 
     
    Answered on June 19, 2013
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  2. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    The best place to start is with an independent agent that has a focus on Long Term Care and Medicare Supplement Insurance.  They will offer all the major Long Term Care insurance companies and give you unbiased advice on the best way to structure the plan.  The agent should be able to tell you what the current cost of care is for nursing home, assisted living and home healthcare.  They will use those numbers to determine the amount of benefits you should start with.
    Answered on May 24, 2014
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