1. 1380 POINTS
    James Elbaum
    President | Founder, CLM Insurance Group, Delray Beach, FL
    A lapse in health insurance is only bad if you get sick or injured while the plan is not in force.  It's always been said that the best health insurance plan you can have is the one that's in force when you get sick...

    Also, be aware that if you are without credible coverage for more than 90 days (1/1/2014 and after) you will be subject to a tax penalty of $95 or 1% of your income, whichever is greater.

    To find out how to get the government to subsidize your health insurance premiums visit www.clminsure.com
    Answered on April 15, 2014
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