1. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    There are many affordable health insurance plans in Indiana, thanks to the Affordable Care Act, also known as Obamacare.

    What reduces rates (often dramatically), is the federal subsidy that is based on your household income. Often, this can generate financial help of $5,000-$10,000 per year. And this money is automatically deducted from the premium.

    Anthem typically offers the the lowest rates, although Humana is competitive in many areas. Both individual and family plans are available along with coverage for small businesses.

    If household income is too high to qualify for a subsidy, off-Exchange plans can be purchased from the participating major carriers.

    Where do you get the best rates? Typically, an experienced broker website will offer the lowest prices along with expert advice. There are never fees or charges for utilizing this type of assistance.


    I should know since I'm an Indiana health insurance broker and have been in the business for 33 years. But it doesn't seem that long!
    Answered on February 12, 2014
  2. 15645 POINTS
    Edward HarrisPRO
    Owner, Best Health And Car Insurance Rates - Instant Online Quotes, US
    There are many affordable health insurance plans in Indiana, thanks to the Affordable Care Act, also known as Obamacare.

    What reduces rates (often dramatically), is the federal subsidy that is based on your household income. Often, this can generate financial help of $5,000-$10,000 per year. And this money is automatically deducted from the premium.

    Anthem typically offers the the lowest rates, although Humana is competitive in many areas. Both individual and family plans are available along with coverage for small businesses.

    If household income is too high to qualify for a subsidy, off-Exchange plans can be purchased from the participating major carriers.

    Where do you get the best rates? Typically, an experienced broker website will offer the lowest prices along with expert advice. There are never fees or charges for utilizing this type of assistance.


    I should know since I'm an Indiana health insurance broker and have been in the business for 33 years. But it doesn't seem that long!
    Answered on February 12, 2014
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