1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    No State requires homeowners insurance!   Home Insurance is for the purpose of protecting your dwelling, other structures, personal property and liability exposure;  if you don't wish to have this protection,  you are always legally free to self insure.  

    However, in the event that you have entered into a Mortgage Contract or any other contract that may require insurance on the secured asset,  you may be obligated depending on your signed agreement. 

    There is an online format to obtain a quote and buy home insurance online in multiple States; may be used by Escrow/Closing Professionals, Mortgage Professionals, Real Estate Agents and directly by Consumers. An exemplary online experience for all!   http://bit.ly/1954BTO
    Answered on March 22, 2014
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