1. Owner, SeniorCare Financial Services Northeast Ohio,
    Homeowners insurance is Fire Insurance and more.  Homeowners Insurance covers a variety of perils.  Many will cover any peril that is not specifically excluded in your policy.  Most common perils covered are Fire, Hail, Wind, Lightening, Vandalism, and Theft.  Your Homeowners Insurance also protects you for Liability if someone is hurt on your property and you are engaged in a Lawsuit.
    Answered on June 21, 2013

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