Homeowners insurance may pay your legal defense and subsequent judgment under the liability portion of the policy. Examples of coverage being provided are a) a dependent child hitting a baseball thru a neighbor's window, b) an owned pet hurting a non-household resident or c) someone slipping on a wet floor in your home. Homeowners liability coverage can also protect you away from home, as in the case of an errant tee shot on the golf course striking and injuring someone.
Definitive answers to this question are determined by the insurance company at the time of prompt filing of a possible claim.
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Definitive answers to this question are determined by the insurance company at the time of prompt filing of a possible claim.