1. 7647 POINTS
    Mark Bartlett CLCS
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    If the leak is simply caused by wear and tear then the leak would not be covered since wear and tear and/or deterioration are not covered perils. If say for example a storm blew through blowing shingles off the roof and causing a leak this would be a covered peril.
    Answered on June 11, 2013
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