What Blood Test Are Done For Life Insurance?

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   Peggy Mace

   Most of the U.S.

   The blood tests that are done for a life insurance exam generally include:
   Glucose
   AGP and Hemoglobin A1C
   BUN 
   Creatine
   Alkaline Phosphatase
   Uric Acid
   Total Bilirubin
   Total Protein, Albumin, Globulin
   SGOT (AST), SGPT (ALT), GGT
   Cholesterol, HDL, LDL, and ratios
   Triglycerides
   
   These indicate abnormalities of blood, kidneys, liver and heart along with other diseases. The blood is also tested for presence of nicotine and drug use.

   Answered on June 6, 2013

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