Medicare Part A is "automatic" for most who meet the requirements. To qualify you must be a US citizen or legal resident, have lived in the US at least 5 years and worked at least 10 years in the Social Security system.
You may also qualify if your spouse meets the Social Security requirements.
Owner and Principal Agent, J O'Brien Insurance Solutions, Williamsburg, VA
As explained above, when you turn 65 you are automatically enrolled in Medicare Part A. As long as you are a citizen, or a legal resident and have worked 40 quarters in the United States, this benefit will be free. If you have worked less than the 40 quarters, you may be able to buy the Part A benefit. In addition, if you are under 65 and disabled you may also be eligible for Medicare coverage.
Part B of Medicare is optional unlike Part A. If you are enrolled in Part A and have insurance through your employer, you may not have to enroll in Part B, which costs $104.90 per month. However, if you want to benefit from full Medicare coverage, you will need Part B as well as Part A. In addition, if you would like to enroll in supplementary insurance in addition to Medicare (Medigap, Medicare Advantage or Part D Rx coverage), you must be enrolled in both Part A and Part B.
If you receiving Social Security benefits at age 65, you will be automatically enrolled in Medicare. If you are not yet taking your Social Security benefits at age 65, you will need to sign up for it in the three months before or after the month of your 65th birthday.
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You may also qualify if your spouse meets the Social Security requirements.
Part B of Medicare is optional unlike Part A. If you are enrolled in Part A and have insurance through your employer, you may not have to enroll in Part B, which costs $104.90 per month. However, if you want to benefit from full Medicare coverage, you will need Part B as well as Part A. In addition, if you would like to enroll in supplementary insurance in addition to Medicare (Medigap, Medicare Advantage or Part D Rx coverage), you must be enrolled in both Part A and Part B.