Does Renters Insurance Cover Spoiled Food From A Power Outage?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    There is exclusion in most homeowner’s policy for power interruption that is caused outside the residence.  The damages sustained in such a power interruption would normally not be covered.  If the power outage was due to something that happened inside the residence the spoilage would probably be covered.
    Answered on June 20, 2014
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