1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Bikes would be considered personal property. As such they would be covered up to the limits of the policy in accordance with the provisions of your policy. Where the bicycles were at the time of loss is a factor as to the limit of coverage. The deductible would apply which reduces the amount of recovery.
    Answered on November 6, 2014
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