Will Car Insurance Go Up After Speeding Ticket?

  1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    That depends upon the terms and conditions of your insurance contract and your insurance company's standards as filed in your state. Many companies would take action to raise your rate after a speeding ticket. On the other hand some offer various violation and/or accident forgiveness benefits. For that reason it is a good idea to talk about this with your Insurance Professional.
    Answered on November 6, 2014
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Regardless of company underwriting policies, if a driver gets a speeding ticket and that results in two points on his record his premium will increase by a minimum of 20% in California because he would lose the good driver discount. With two points most companies would increase his premium rather substantially. The two points though can be really expensive.
    Answered on November 6, 2014
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