1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    To claim disability insurance benefits, first of all, review your policy and become re-acquainted with its features. Also review the list of qualifying causes of disability, so that you can see if you indeed have a claim.

    Your policy will spell out how to file a claim. Be sure to follow the instructions and keep copies of everything. Keep notes if you speak on the phone with representatives with the insurance company. Ask your doctor to assist you by spelling out your condition in medical record notes.
    Answered on July 26, 2013
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