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    David RacichPRO
    Fountain Hills, Arizona
    Multiple non-qualified tax deferred annuities with differing periods and crediting methods can be used in combination to generate distributions that may have tax advantages in an income strategy called laddering, often related by metaphor to a bond laddering strategy. The combination of deferred and immediate annuities with differing crediting methods may have consumer appeal for those in high tax brackets.
      
    Answered on June 28, 2013
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