1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Qualified annuities generally refer to tax deferred annuities is a qualified plan like ab ERISA (Employee Retirement Income Security Act of 1974( qualified plan such as a 410(k). By inserting tax deferred annuities into a qualified plan contribution re-characterizes the basis as taxable during distributions, i.e. the entire annuity distributions are taxable as ordinary income. 
    Answered on August 8, 2013
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