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    David RacichPRO
    Fountain Hills, Arizona
    There are six rating services that monitor and assign financial strength or claims paying ability rankings: A.M Best, S&P, Moodys’ Fitch, Comdex and Weiss. A.M. Best measures claims paying ability, the rest financial stability or strength. The highest A.M. Best rating is AA+. The highest S&P rating is AAA, but when the U.S. government was downgraded by S&P, so were the AAA rated life insurance companies. There are public forums online on the web where you can obtain the ratings of most life insurance companies that manufacture annuities.
     
    Answered on July 2, 2013
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